Juni

How Juni planned, built and manages its tailored credit products with Noble

Speed

Speed

“Our operation is fully automated; our customers can get credit within hours of completing their application”

Scale

Scale

“There was no need for manual work preparing the policies, and it’s working like a charm”

Partnership

Partnership

“We feel Noble is an integral part of Juni’s Credit Department, with total commitment to building and supporting our tailored credit products“

Tailored financial services

Juni is a financial platform built for e-commerce. Online merchants leverage Juni’s solution to gain a unified view of their finances with cards, multi-currency accounts, credit and accounting, banking and advertising integrations - all in one place. And what sets them apart: Juni analyzes data and delivers insights and alerts to promote efficiency, optimize cash flow and improve operations. Businesses partner with Juni so they can focus on scaling their business, not just running it.

Juni

The unique case for digital campaigns

For Juni’s customers, media buying is a significant expense. The ensuing digital campaigns mandate fast, sporadic and often unplanned spending adjustments. But traditional lenders don’t always understand the velocity of online ad spend, which often results in red flags which can delay and undermine entire digital campaigns.

Founded in 2020 as e-commerce was on the rise, Juni knew they had to build and launch embedded credit products to support their new customer base. Building an in-house credit underwriting and loan management system could take years, so they went about finding the best-in-class solution to build and manage the credit products they wanted to embed in their platform.

A platform to support future needs

Juni defined the features they needed in a credit management platform.

Customizable

Customizable

to easily turn concepts and designs into products

Powerful

Powerful

to support policies and scorecards along with advanced calculations

Connectible

Connectible

to provide access to all internal and 3rd party data sources needed

Simple

Simple

to provide user friendly navigation, configuration and operation

Finally, Juni wanted a platform to serve as a single source of truth, to manage their customers entire credit life cycle from a single place. Juni appointed a task force to assess relevant platforms. They considered several options and chose to partner with Noble.

Juni implemented Noble in a matter of weeks. As part of the ramp up, Juni tested Noble to see how they could build and incorporate their envisioned policies, scorecards and processes in the platform. They appointed a project manager and quickly learned to use and maintain the tool to build out their vision.

Speed, scale and a partner for growth

Today, Juni leverages Noble to review hundreds of applications. Customers can get credit within hours and Juni manages the entire credit underwriting process from a single platform.

Speed

Speed

Juni implemented Noble and was up and running within weeks

“Our operation is fully automated; our customers can get credit within hours of completing their application”
Scale

Scale

Juni is getting ready to launch their products in new geographies

“There was no need for manual work preparing the policies, and it’s working like a charm”
Partnership

Partnership

Juni is a design partner and is helping improve and enhance Noble’s platform

“We feel Noble is an integral part of Juni’s Credit Department, with total commitment to building and supporting our tailored credit products“
Matteo Majnoni

Matteo Majnoni

Senior Credit/Risk Product Manager, Juni

Matteo Majnoni

Matteo Majnoni

Senior Credit/Risk Product Manager, Juni

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We wrote the code, you take the credit.

Power customer risk management processes for any embedded financial product with Noble.

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